From your first search to the day you get your keys — here's exactly how it works, and how to reach me along the way.
Always call or text me when you find a home you want to see — including new builds, where I need to be there on your very first visit to represent you. The sales agent on-site works for the builder, not you.
No need to call the sign. Send me the address and I'll get you every detail.
Don't click any links for "more info" — just send me the address and I'll handle it.
No need to go alone — send me the day and time and I'll be there with you.
I need to accompany you on the first visit so I can advocate for you and make sure you get every incentive offered.
Thirteen steps, three phases — here's the whole path from lender approval to keys in hand.
Get pre-approved so we know your real budget before we start touring.
We tour homes that fit your must-haves and submit offers when it's right.
The seller accepts, counters, or declines — most strong offers get a counter.
Your earnest money deposit goes down, showing you're serious about the deal.
You'll receive seller disclosures, complete inspections, and remove your due diligence and loan contingencies.
One last walkthrough, sign your loan documents, and close escrow.
Congrats — it's yours.
Every offer has the same core pieces — knowing them upfront makes the process a lot less intimidating.
What you're offering and how long until closing.
Typically 1–3% of the purchase price, due once your offer is accepted.
Inspection, loan, appraisal, and seller disclosures — your protections before funds are at risk.
Shows the seller you're a serious, qualified buyer.
Getting pre-approved early tells us your real price range and answers your questions on rates and closing costs before you fall for a house.
Bank statements, W-2s, pay stubs, monthly debt amounts, and tax returns.
Large cash deposits, big purchases, co-signing loans, switching bank accounts, new credit applications, or closing accounts — any of these can jeopardize your approval.
A sum (usually 1–3% of price) paid to show you're committed once an offer is accepted.
Conditions — like financing, appraisal, and inspection — that protect your deposit until met.
A licensed appraiser's evaluation of the home's market value for your lender.
A professional's thorough look at the home's condition — an out-of-pocket cost, but worth it.
The neutral third party holding funds and documents until every condition of the sale is met.
Funds from the seller toward your closing costs — they lower what you owe, but aren't cash back to you.
The more I know upfront, the faster I can bring you homes that actually fit — this goes straight to me, not a call center.